Terms and Conditions

Acceptance of Terms

By subscribing to our service, you agree to be bound by these terms and conditions and our privacy policy.

This agreement becomes legally binding upon payment of your first subscription fee

Service Description

Our subscription service provides monthly financial planning consultations, personalised guidance, and ongoing support via phone and email. All advice is general in nature and tailored to UK financial regulations.

Service availability may vary due to consultant schedules, holidays, or unforeseen circumstances

Eligibility Requirements

To use our service, you must meet the following requirements:

• Be at least 18 years of age
• Be a UK resident or have UK financial planning needs
• Provide accurate information about your financial circumstances

Your Responsibilities

As a subscriber, you agree to:

• Provide accurate and complete financial information during consultations
• Attend scheduled consultation appointments or provide reasonable notice for rescheduling
• Pay subscription fees promptly according to the agreed schedule
• Maintain the confidentiality of any login credentials provided
• Use our service in accordance with these terms and applicable laws

Prohibited Activities

You may not use our service for:

Intellectual Property Rights

All content, methodologies, and materials provided through our service remain our intellectual property and are protected by copyright and other applicable laws.

Unauthorised reproduction or distribution of our materials is strictly prohibited

Privacy and Data Protection

We process your personal information in accordance with UK data protection laws and our privacy policy.

Please review our Privacy Policy for detailed information about data handling Privacy Policy

Payment Terms

Subscription fees are payable monthly in advance. The following payment terms apply:

• Monthly subscription fee of £250 including VAT
• Payment due on the same calendar day each month
• Late payment may result in service suspension after 7 days

Disclaimers and Warranties

Our service is provided for general guidance purposes only and does not constitute professional investment advice or recommendations.

Limitation of Liability

Our liability is limited to the maximum extent permitted by law. We shall not be liable for indirect, consequential, or punitive damages.

Maximum liability is limited to subscription fees paid in the preceding 12 months

Indemnification

You agree to indemnify us against claims arising from your use of our services or breach of these terms

Dispute Resolution

We encourage resolution of disputes through direct communication. For formal disputes, the following procedures apply:

Termination

Either party may terminate the subscription with 30 days written notice. We may terminate immediately for breach of these terms.

Upon termination, access to services ceases and no refund is due for the current month

Governing Law

These terms are governed by English law and subject to the exclusive jurisdiction of English courts.

Severability

If any provision of these terms is found unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These terms, together with our privacy policy and disclaimers, constitute the complete agreement between us.

Changes to Terms

We may update these terms to reflect changes in our services or legal requirements.

We will provide 30 days notice of material changes via email

Contact Us

For questions about these terms, please contact our legal team.